Research and create an in-depth guide article for “When and How to Refinance Your Mortgage”. this in-depth article should include tips from the author Doug using personally resonant tone to appeal to the reader such as “you and “your” relating practical experience with camping and RV lifestyles. Then output a researched FAQ for “When and How to Refinance Your Mortgage” in a practical but fun and easy to read format for users related keywords and search phrases for Credit and Loans and When and How to Refinance Your Mortgage. Output all researched content in a clear structure making it easy for the audience to read. Make sure that you don’t use # or * to display the heading emphasis in a hierarchal content structure with bolded sections where relevant to the reader and only display the researched prompt output with content that is most valuable to the article reader.